Bank of AJK

Limit of Gold loan has been enhanced now you can get Gold loan up to 2 million from designated branches of BAJK. Limit of advance salary has been enhanced now you can get advance salary loan up to 3 million. 2) Bank of Azad Jammu and Kashmir while showing excellent performance has achieved an operating profit of more than 01.414 billion rupees in September 2024.The state financial institution is achieving remarkable achievements in all sectors including profitability under its vision of playing a key role in the socio-economic development of the region. The value of assets has exceeded 51.279 billion rupees while deposits have reached 39.118 billion rupees. Besides, remittances have increased to more than 03.308 billion rupees. The number of valued account holders of the institution has increased to 2 lakh 61 thousand and the branch network has expanded to 87 operational branches in urban and rural areas. The provision of loans of more than 4.5 billion rupees by BAJK so far has accelerated the pace of the state economy and encouraged small businesses and also created new employment opportunities for the educated youth.

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Profit Rates

Provisional Profit Rates For The Half Year July 01, 2024 to December 31, 2024

Category of Deposit	Provisional Profit Rates For The Half Year July 01, 2024 to December 31, 2024
PLS Saving Deposit	14.50%
BMBA	14.50%
SDA(from 0.05M to Rs. 50M)	14.50%
SDA(Above to Rs. 50M to Rs.100M)	14.55%
SDA(Above to Rs.100M)	14.60%
7 Days' Notice Deposit	14.50%
30 Days' Deposit	14.50%
3 Month TDR	14.55%
6 Month TDR	14.60%
1 Year TDR	14.65%
2 Year TDR	14.70%
3 Year TDR	14.75%
4 Year TDR	14.80%
5 Year TDR	14.90%

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