Dr. Muhammad Usman Chachar
Chief Secretary
Azad Govt.of the State of Jammu & Kashmir,
Chairman
Bank of Azad Jammu & Kashmir
Dr. Muhammad Usman Chachar, Chief Secretary to the Government of Azad Jammu & Kashmir and Chairman Board of Directors of BAJK is a member of Pakistan Administrative Service (PAC).He belongs to the Information Group of Federal Services and has vast experience in management & administration at his credit which includes various hierarchical administrative positions in federal, provincial governments and abroad. Prior to joining the current assignment, he has served as Member, PM Inspection Commission, Additional Secretary Ministry of Industries, Additional Chief Secretary (Home and Prison) Sindh, Additional Chief Secretary Health Sindh, Representative of Pakistan at ICAO (Special UN Agency), Counsel General of Pakistan at Montreal, Canada. Dr. Chachar also served as Commissioner, DCO, Additional and Deputy Secretary Finance in Sindh. He holds MBBS, MBA, LLB and Diploma in Project Management.
Mr. Khawar Saeed, President/CEO
Mr. Khawar Saeed,
President/CEO
Bank of Azad Jammu & Kashmir
Mr. Khawar Saeed is a career banker with diversified Domestic and International banking experience. He
has Master of Business Administration (MBA) degree and DAIBP with distinction in Book Keeping &
Accounts. He also holds Professional Designation in International Business Management, Award in General
Business Studies-Credit Management, Certificate in International Business and trade from the University
of California, Los Angeles, USA (UCLA). He has Certificate in Credit Management from the National
Institute of Credit, USA. Mr. Saeed attended a number of banking courses, seminars, and
workshops.
He possesses strong leadership and management skills with proven abilities. During 33 years of glorious
innings in banking, he played leading role at Head Office/Operating Offices and been able to transform
the business profile of the Institution by implementing strategies, team spirit, and unique
result-oriented practices. He maintains an excellent portfolio with numerous accomplishments, awards,
and accolades that accumulated over the years due to consistent outstanding performance.
Mr. Asmatullah Shah, Director
Mr. Asmatullah Shah,
Secretary Finance
Azad Jammu & Kashmir,
Director
Bank of Azad Jammu & Kashmir
Mr. Asmatullah Shah is Secretary Finance, Azad Government of the State of Jammu & Kashmir and Director
of the Board of BAJK. He is an Engineering Graduate and a career civil servant belonging to Pakistan
Audit and Accounts Service. He has assumed the office of Finance Secretary of the Government of AJK in
January, 2020 on deputation basis. Prior to joining the Government of AJ&K as Secretary Finance, he has
served as Director General Audit, Government of KP; Secretary Worker Welfare Board , Peshawar ;
Additional Accountant General KP; Additional Secretary (Finance), Government of KP; Joint Secretary
(Housing & Works), Islamabad; Additional Secretary (Planning & Development), Government of KP; Managing
Director Education Foundation, KP and other assignments relating to Public Finance , Project Management
etc.
Mr. Irshad Ahmed Qureshi, Director
Mr. Irshad Ahmed Qureshi,
Secretary Law Justice, Parliamentary Affairs & Human Rights Deptt.
Azad Jammu & Kashmir,
Director
Bank of Azad Jammu & Kashmir
Mr. Irshad Ahmed Qureshi currently posted as Secretary Law, Justice, Parliamentary Affairs & Human Rights Deptt. Azad Jammu & Kashmir; he holds a Master of Laws (LLM) degree in International Law with International Relations from the University of Kent, the United Kingdom. He had joined public service as Section Officer in 1995 and has more than 27 years of experience. He also served as Secretary to the Prime Minister of AJK. During his career, he had performed different assignments with dedication as Secretary to Govt. of AJK and Head of multiple Departments like Elementary & Secondary Education, Local Government & Rural Development Agriculture, Zakat & Usher and Social Welfare Department.
Mr. Wajahat Rasheed Baig, Director
Mr. Wajahat Rasheed Baig,
Secretary Industries, Commerce, Labour Welfare, Weights & Measures, Mineral Resources, Sericulture & Printing Press Department,
Azad Jammu & Kashmir,
Director
Bank of Azad Jammu & Kashmir
Mr. Mubashar Nabi, Director
Mr. Mubashar Nabi,
Social Worker
Director
Bank of Azad Jammu & Kashmir
Ch. Muhammad Akhtar, Director
Ch. Muhammad Akhtar,
CEO KORT, Mirpur AJK
Director
Bank of Azad Jammu & Kashmir
Ch. Mohammad Akhtar (TI), is among the private Directors on the Board of Bank of Azad Jammu and Kashmir with a proven record of a successful businessman. Mr. Akhtar is a British born Kashmiri and completed his Masters in Business Management from Shipley College of United Kingdom. Mr. Akhtar is running his own business and proved himself as a successful businessman of UK. The main reason of recognition under his arm is the establishment of Kashmir Orphan Relief Trust (KORT) in Mirpur A.K, where 1500 orphans across the AJK get food, shelter, clothing, medical care, education and all other necessities needed for children. After the devastating earthquake hit AJK and northern areas of Pakistan in October 2005, where thousands of people died, injured and many children were orphaned, Ch. Akhtar was among the people who came back to motherland to help the victims of this earthquake. Mr. Akhtar has also worked to provide relief to the flood affectees, LoC victims and to vulnerable and deserving communities in Azad Kashmir and Pakistan.
On his huge work, commitment and dedication to help needy, deserving and poor, the Prime Minister of Azad Kashmir gave him title of “Edhi of Kashmir”. Further the Prime Minister of Azad Kashmir named Jarikas (Town in Mirpur) to Akhtarabad where the largest home of orphans is built by efforts of Ch. Mohammad Akhtar. In recognition of his social services, on September 7th, 2020 the Government of Pakistan awarded him with civil award “Tamgha –e-Imtiaz”. In recognition of the efforts/achievements of Ch. Mohammad Akhtar the Govt. of Pakistan also made KORT part of the team of Model Welfare Villages Project and has been given a total area of 50 kanals in the First Village at Swabi, KPK.
Apart from these achievements, the most important he achieved is the love, respect and appreciations from the community, people and also the hundreds of Orphan children living in Kashmir Orphan Relief Trust (KORT).
Ch. Muhammed Akhtar (TI) participated as “PRIDE OF PAKISTAN” on Pakistan Day Parade 2021 hosted by ISPR in the honor of 100 philanthropists from all over the Pakistan.
Mr. Akhtar has dedicated his whole life for welfare and wellbeing of orphan children and says' "Opportunities don't knock on one's door too often, and when they do, one should take full advantage, this is exactly what I am trying to do. Allah has given me an opportunity to make a difference to change the lives of underprivileged and orphan children in AJK and Pakistan. "
Mr. Zulfiqar Abbasi, Director
Mr. Zulfiqar Abbasi,
Laraib Group of Companies
Director
Bank of Azad Jammu & Kashmir
Mr. Zulfiqar Abbasi, is a private Director on the Board of Bank of Azad Jammu & Kashmir. He holds Masters Degree in English Literature and also Alumni of the National Defense University (NDU), Islamabad (NS4W). Mr. Zulfiqar Abbasi is the former President of Jammu & Kashmir Joint Chamber of Commerce & Industry (a joint Chamber of Pakistani and Indian administrated Kashmir) and also Presided AJ&K, Chamber of Commerce and Industry, Mirpur. Mr. Abbasi also remained President of Center for Peace, Development and Reforms (CPRD), an AJ&K based think tank working on AJK Constitutional amendments and generated various publications on Youth affairs, Tourism in Kashmir, Environmental issues, Local Bodies elections, Electoral Reforms, Cross LOC Trade, Women status and host of other issues.
Mr. Abbasi also served as Chief Executive of various companies set up and owned at Mirpur, A.K such as:
• Kohsar Hydro Power Pvt. Ltd, Pakistan’s first private sector Hydro Power Project.
• Mangla Metals Pvt. Ltd, A steel Industry based on self generated hydropower.
• Kashmir Foods Pvt. Ltd, A food distribution and manufacturing industry.
Mr. Zulfiqar Abbasi, also worked as Director at the Board of Directors of various State owned Institutions and Corporations including AJ&K Hydro Electric Board, AJ&K Technical and Vocational Training Authority (TEVTA), AJ&K Mineral and Industrial Development Corporation (AKMIDC), AJ&K Information Technology Board and AJ&K Small Industries Corporation.
Ms. Bushra Naz Malik, Director
Ms. Bushra Naz Malik,
Bank of Azad Jammu & Kashmir
Ms. Bushra Naz Malik is a fellow member of the Institute and Chartered Accountants of Pakistan and CA/CPA from Chartered Professional Accountants, Ontario, Canada. Ms. Malik is an MBA graduate of Kellogg Business School in the United States and the Schulich Business School, Canada. She also has an LLB degree from the Punjab College and Advanced Management Program certification from the Harvard Business School, Boston, USA.
Currently, she is chaiman of the Independent Audit Oversight Committee UNHCR, Geneva, Switzerland. She is also a Director of MHM Consulting, a management service provider firm. She is also a Member of Competition Commission of Pakistan which is a quasi-judicial institution for promoting competitiveness and fair trade in Pakistan. Between 2010 and 2013, she was a Director and Chairperson of the Audit Committee at the Lahore Stock Exchange Ltd in Pakistan. She also served as Group Finance Director and member of the Board of Directors of Kohinoor Maple Leaf Group, Lahore, a consortium of publicly listed firms headquartered in Pakistan, from 2007 to 2010. Ms. Malik was a member of the CGIAR System Management Board (SMB) in 2017-2018, chairing its Audit and Risk Committee, and a member of the Board of Directors of the Pakistan Industrial Development Corporation, also chairing its Audit Committee. She is committed to the cause of women and provides consultancy services to a local NGO dubbed ‘All Mothers Educated Now’ based in Pakistan. In 2012 she served as a member of the Commonwealth Business Women, Pakistan Steering Group.
Human Resource Committee, of BoD
Secretary Finance, Director/Chairman
Secretary Law, Director/Member
President/CEO, BAJK /Member
Mr. Mubashar Nabi, Director/Member
Divisional Head Human Resource Management Division (HRMD)/Secretary
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