| Purpose |
For provision of Agri inputs and working capital i.e. short term loans for purchase of seeds, pesticides, fertilizers, etc. to boost agriculture growth and employment generation in the State of AJK |
| Eligibility |
Progressive and willing farmers in the category of individuals, joint ventures, and group initiatives can avail facility in the area of crops, vegetables, orchards, fruit gardening, etc and allied production activities. Those farmers having own or leased land for farming/agricultural activities in the jurisdiction of AJK |
| Age limit |
18-60 years |
| Loan Limit |
Upto Rs. 200,000/- |
| Tenure |
One year |
| Repayment |
Lump sum/borrowers discretion |
| Primary Security |
Hypothecation of stock |
| Secondary Security |
One P.G of BPS-11 or above or Lien of Deposits or Pledge of Gold |
| Insurance |
As per Bank’s policy |
| Margin |
Not required |
