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Consumer Finances

Car Finance

Purpose Enjoy a comfortable travelling with your family. Facilitate pick and drop of your kids. BAJK offers purchase of brand new cars for Domestic & Personal use.
Eligibility • Pakistani/AJK National
• Permanent Employees of Government/Semi Government Departments and autonomous
   Bodies with at least 3 years service
• Professionals/Self Employed/Businessmen having established business for last 3 years
Age limit 18-60 years
Loan Limit Maximum Rs. 2,500,000/-
Tenure Maximum 84 months
Repayment Monthly Installments
DSR 50% (including insurance premium)
Down Payment/Equity Minimum 15%
Primary Security Registration of vehicle in the name of BAJK
Secondary Security One P.G of BPS-17 or above and postdated cheques
Insurance Comprehensive Insurance of Vehicle along with life insurance of the Borrower